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Why use a Broker?
Why use a Broker when you can go directly to the insurance carrier?  Well, you'd have to speak to multiple representative from the insurance carrier, find out if your doctor is contracted with that carrier and figure out benefits.  At Gerhart Insurance,   we save you time by meeting with just one broker instead of different representative from each company.  We check elgibility and underwriting guidelines.  We find out if your Doctor is contracted. Plus we provide you with a spreadsheet / proposal comparison of costs and benefits.
A.M. Best A Rated Insurance Companies are the only companies we work with! What this means to our customers is that they will be working with only the best companies. We are contracted with multiple major carriers. They include:

Blue Cross/Blue Shield™ • HealthNet™ • Aflac™
Aetna™ • Assurant™ • Humana™ • CNA™ • Cigna™
Golden Rule™ • LifeWise™ • PacifiCare™
Interested?
If you're interested in any of the above carriers, we have great links for you to visit. For a full listing of insurance carrier links for Arizona please visit carrier links page. Here you will find information on each insurance companies medical, dental and short term medical for both group and individual.
Insurances
Individual health and group health insurances are both available. Whether you are in a group of 2 or more employees or are an individual looking for any benefits we provide, our company can help!

  • Medical: HMO, PPO, HSA (Health Savings Account), High Deductible Health Plans, Major Medical, and Short-Term Medical
  • Medicare: Medicare Supplements, HMO, and PPO
  • Dental: DMO, PPO, and Indemnity
  • Long and Short-Term Disability: Group Contributory, Voluntary, Business Overhead Expense, and Individual
  • Life Insurance: Term, Universal, Whole Life, and Key Man/Executive Level Policies
  • Complementary Health Benefits - Group plan adding Chiropractic or manual manipulation, acupuncture, massage therapy, naturopathy, dietic counseling and vitamin and minerals
  • Critical Illness - Cancer, Accident, Personal Recovery
  • Long Term Care - Individual, Group Contributory and Voluntary
  • Specifically for Group - Section 125, Premium Only Plans, COBRA, Flexible Spending Accounts (FSA's), Health Reimbursement Arrangements (HRAs), HIPAA, FMLA
Contact our insurance company in Tucson, Arizona, for more information on
our medical, dental, and long-term disability insurance, as well as others.
Home | Why Use a Broker? | Services | Carrier Links | Legislative Info | Contact Us

Gerhart Insurance
Tucson, AZ 85749 • Tel: (520) 247-5509 • Fax: (520) 749-6029

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